Tata-iMali Rewards Privacy Policy
Effective Date: 7 September 2025
Company Name: Tata-iMali Inc.
Registered Address: 8 The Green, Ste R, Dover Country Kent, Delaware, United States 19901
Contact Email: gregory@tata-imali.com
Phone: (+27) 72 378 4242
Tata-iMali ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and share your information when you use the Tata-iMali Rewards platform ("the Service"), which enables stablecoin cashback rewards for consumers and payment solutions for merchants.
1. Information We Collect
We may collect:
- Personal Identification Data: Name, phone number, email, ID documents (for KYC/AML).
- Wallet & Transaction Data: Wallet address, reward balances, purchase history, redemption records.
- Merchant Data: Business details, transaction history, settlement information.
- Device & Technical Data: IP address, browser, cookies, usage patterns.
- Marketing & Tracking Data: Information collected via Meta pixel, SDKs, or other analytics tools (ads engagement, clicks, conversions).
2. How We Use Your Information
- Provide and operate Tata-iMali Rewards (wallets, payments, rewards).
- Verify your identity and comply with KYC/AML obligations.
- Improve performance and personalize offers.
- Detect and prevent fraud, abuse, or illegal activity.
- Send you service-related updates and (with consent) promotional communications.
- Measure ad performance and optimize campaigns (e.g., through Meta Ads).
3. How We Share Information
We do not sell your data. Information may be shared only with:
- Regulators: When legally required (e.g., SARB, FSCA, Namibian regulators).
- Payment & Technology Partners: Licensed processors, wallet custodians, cloud providers.
- Marketing & Analytics Tools: Including Meta, Google, and similar platforms (for ad measurement and performance).
- Service Providers: Companies that provide IT, fraud monitoring, and support services.
4. Cookies & Tracking
We use cookies, pixels, and SDKs (including Meta Pixel and Meta SDK) to:
- Track how users interact with our app and ads.
- Measure conversions and improve ad targeting.
- Provide a more personalized user experience.
You may manage or disable cookies through your browser or device settings.
5. Wallet & Stablecoin Data
- Each user and merchant receives a secure wallet on Tata-iMali’s system.
- Wallet activity (rewards, balances, transfers) is recorded in compliance with financial regulations.
- We may use third-party custodians for secure wallet management.
6. Data Security
We use industry-standard safeguards:
- Encryption (in transit & at rest).
- Multi-factor authentication.
- Limited employee access.
- Regular security reviews.
7. Data Retention
We keep your data for as long as necessary to:
- Provide the Service.
- Meet legal & regulatory obligations (e.g., retain KYC data for 5+ years).
- Resolve disputes.
When no longer required, your data will be anonymized or deleted securely.
8. Your Rights
You may request to:
- Access your data.
- Correct inaccurate data.
- Delete your data (subject to legal requirements).
- Withdraw consent for marketing.
To exercise these rights, contact us at gregory@tata-imali.com.
9. Cross-Border Data Transfers
If you access Tata-iMali Rewards from outside South Africa, your data may be transferred internationally. We ensure safeguards are in place (POPIA, GDPR where applicable).
10. Updates
We may update this Privacy Policy to reflect changes in services, technology, or regulations. The updated version will be published on our website/app with a new effective date.
11. Contact Us
Tata-iMali Privacy Office
Company: Tata-iMali Inc.
Address: 8 The Green, Ste R, Dover Country Kent, Delaware, United States 19901
Email: gregory@tata-imali.com
Phone: (+27) 72 378 4242